Today’s cooler PCE print (Personal Consumption Expenditures) is the kind of “good news” that makes Wall Street cheer and Main Street squint at the grocery bill, because inflation is finally drifting closer to the Fed’s 2% target while prices are still unmistakably higher than a few years ago. With core PCE running in the high‑2%…

As retirement gets closer, treating debt management as “Phase One” of your plan can make everything else feel lighter. Start by listing every balance—mortgage, car loans, credit cards, personal loans—and ranking them by interest rate and payment size. Then, focus on wiping out the high-interest stuff first (usually credit cards and personal loans), since those…

Thanksgiving in 2025 has blossomed into that rare occasion when Americans unite (if only to argue over politics and who gets the last crescent roll). Once a heartfelt harvest feast between Pilgrims and Native Americans, it’s now the annual festival of dodging awkward questions from relatives who see you twice a year and casually pretending…

Morgan Stanley declares the three-year “rolling recession” over and a new bull market underway, dubbing it the “Rolling Recovery.” Capitulation around the 2024 election marked the bottom, ushering in classic early-cycle conditions: compressed costs ready for operating leverage, surging earnings-revision breadth, and pent-up demand in previously depressed sectors. Early proof is already visible. Q3 delivered…

That first ride cracked the universe open and let me fall straight through the breach. Ten years old, I pushed off and the ground itself surrendered; every turn of the pedals was a key snapping another lock I never knew existed. Wind became a living thing that ripped the name they gave me clean off…

A man and his dog share something timeless; a friendship that doesn’t need words. From the first moment they meet, there’s a quiet understanding, a sense of belonging. Through early mornings, when the world is still, the dog waits by the door, tail tapping gently against the floor. On long walks, they move as one,…

Chairman Powell of the Federal Reserve announced a .25% easing of the Federal Funds Rate today (10/29/2025). He also indicated the Fed will stop shrinking its balance sheet for mortgage-backed securities (MBS). Instead of letting maturing MBS run off, the Fed will reinvest in short-term Treasury bills to shorten Fed Asset duration risk. While inflation…